Author: Virgie Vincent (Page 1 of 3)

The Most Common Questions About Escrow Answered

Escrow accounts are set up by lending agencies for those who take out a home mortgage. Many homeowners may be confused as to what an escrow account is and what it’s supposed to do. Here are some answers to common questions regarding escrow. What Is An Escrow Account? An escrow account is an account set […]

4 Questions That Property Buyers Should Ask About Title Insurance

Title Insurance helps to protect buyers and mortgage lenders in the case that an incident arises during the transfer of property ownership. If a problem were to occurrence the title insurance company would be held accountable for paying specified damages. Typically homebuyers are required to acquire two title insurance policies, one to protect the owner and […]

What is Escrow & How Does it Work?

The word escrow comes off more ominous than what it actually is. In fact, if you plan on buying a house, you will most likely find yourself in escrow. In the world of real estate, the term has a few different definitions, but in short an escrow is when a neutral third party holds on to […]

Higher Mortgage Rates Are Making Homeowners Renovate

So you bought your house years ago, and now you want an upgrade. A quick look at the market tells you three things: 1) there is a shortage of houses, 2) prices are sky high, and 3) mortgage interest rates, while lately on the decline, are still higher than your current rate. What to do? Why […]

Mortgage Lender _ Virgie Vincent

Tips On Finding the Best Mortgage Lender

When you are ready to make the commitment and buy a home, you are in it for the long haul. Unless you can pay for your home upfront, you will most like have a mortgage payment for the next 15 to 30 years. Due to the long term commitment, it is important to find a mortgage […]

Mortgage Early_ Virgie Vincent

4 Ways to Pay Off Your Mortgage Early

Paying your mortgage loan off may seem like an unattainable task, but if you plan out your finances the right way, it is possible. Paying off your mortgage early means less interest for you and more money to put towards other things like retirement or an emergency fund. If you want to pay off your mortgage early try out […]

Jumbo loan_ Virgie Vincent

Financing Your Home: Jumbo Loan

Financing Your Home: Jumbo Loan   In previous blog posts, we addressed the details of a variety of financing options for purchasing a home including, a reverse mortgage, a veteran affairs loan, a conventional loan, and a federal housing loan. If you still haven’t found a financial option for you, a jumbo loan could be […]

Reverse Mortgage Loan Virgie Vincent Mortgage

Financing Your Home: Reverse Mortgage

If you are looking to finance your home, you have come to the right place. In the past we have discussed, veterans affairs loan, conventional loan, and federal housing loan. If those didn’t seem like the right fits, a reverse mortgage may be the right choice for you.   Define Reverse Mortgage   Reverse mortgages […]

Veteran Affairs Loan_ Virgie Vincent

Financing Your Home: Veteran Affairs Loan

Financing your home is a big endeavor to take on, but you don’t have to finance everything by yourself. There are many options that are worth exploring before settling on just one. In previous posts, we have explored the ins and outs of a Federal Housing loan and a Conventional loan. Today we will be […]

Virgie Vincent Mortgage

Financing Your Home: Conventional Loan

Buying a house is one of the largest investments that you will make throughout your life. This being said, you need to explore every financing option to pick a mortgage that suits you the best. In the last post, we discussed the ins and outs of a Federal Housing Loan. Today we will be examining […]

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