Closing on a House: A Checklist for Homebuyers

Buying a home is not an easy task. You have to find the house, put an offer in, and go through months of paperwork to reach your closing date. Closing is when you finalize everything and get the keys to your new home. Keep these five things in mind so you know what to expect […]

What to Do If You Get Behind on Your Mortgage _ Virgie Vincent

What to Do If You Get Behind on Your Mortgage

There are a lot of things that could come up in life to cause financial hardship. From job losses to unexpected medical expenses, or even serious car accidents, people fall on hard times. Anyone who has fallen behind on a bill before knows the stress and the feelings of uncertainty and hopelessness that come along […]

The Most Common Questions About Escrow Answered

Escrow accounts are set up by lending agencies for those who take out a home mortgage. Many homeowners may be confused as to what an escrow account is and what it’s supposed to do. Here are some answers to common questions regarding escrow. What Is An Escrow Account? An escrow account is an account set […]

4 Questions That Property Buyers Should Ask About Title Insurance

Title Insurance helps to protect buyers and mortgage lenders in the case that an incident arises during the transfer of property ownership. If a problem were to occurrence the title insurance company would be held accountable for paying specified damages. Typically homebuyers are required to acquire two title insurance policies, one to protect the owner and […]

What is Escrow & How Does it Work?

The word escrow comes off more ominous than what it actually is. In fact, if you plan on buying a house, you will most likely find yourself in escrow. In the world of real estate, the term has a few different definitions, but in short an escrow is when a neutral third party holds on to […]

Higher Mortgage Rates Are Making Homeowners Renovate

So you bought your house years ago, and now you want an upgrade. A quick look at the market tells you three things: 1) there is a shortage of houses, 2) prices are sky high, and 3) mortgage interest rates, while lately on the decline, are still higher than your current rate. What to do? Why […]

Mortgage Lender _ Virgie Vincent

Tips On Finding the Best Mortgage Lender

When you are ready to make the commitment and buy a home, you are in it for the long haul. Unless you can pay for your home upfront, you will most like have a mortgage payment for the next 15 to 30 years. Due to the long term commitment, it is important to find a mortgage […]

Mortgage Early_ Virgie Vincent

4 Ways to Pay Off Your Mortgage Early

Paying your mortgage loan off may seem like an unattainable task, but if you plan out your finances the right way, it is possible. Paying off your mortgage early means less interest for you and more money to put towards other things like retirement or an emergency fund. If you want to pay off your mortgage early try out […]

Jumbo loan_ Virgie Vincent

Financing Your Home: Jumbo Loan

Financing Your Home: Jumbo Loan   In previous blog posts, we addressed the details of a variety of financing options for purchasing a home including, a reverse mortgage, a veteran affairs loan, a conventional loan, and a federal housing loan. If you still haven’t found a financial option for you, a jumbo loan could be […]

Reverse Mortgage Loan Virgie Vincent Mortgage

Financing Your Home: Reverse Mortgage

If you are looking to finance your home, you have come to the right place. In the past we have discussed, veterans affairs loan, conventional loan, and federal housing loan. If those didn’t seem like the right fits, a reverse mortgage may be the right choice for you.   Define Reverse Mortgage   Reverse mortgages […]

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