Category: Real Estate (Page 1 of 3)

How to Get a Mortgage With a Low Credit Score

It may seem impossible to qualify for a mortgage with bad credit in today’s housing market. Many people do not bother applying for a home loan if they think their credit is bad. Unfortunately, this is misguided thinking. Many mortgage programs exist for people with less than stellar credit. Here are some ways you can […]

Mortgage Refinance: Is It The Best Option For Me?

Refinancing a mortgage can provide substantial benefits for many people, but surprisingly, refinancing isn’t always the best option. The answers to several questions may help you to determine whether refinancing would help you or if there’s a better option. Do you need to refinance to obtain cash? If so, then a line of credit on […]

Closing on a House: A Checklist for Homebuyers

Buying a home is not an easy task. You have to find the house, put an offer in, and go through months of paperwork to reach your closing date. Closing is when you finalize everything and get the keys to your new home. Keep these five things in mind so you know what to expect […]

4 Questions That Property Buyers Should Ask About Title Insurance

Title Insurance helps to protect buyers and mortgage lenders in the case that an incident arises during the transfer of property ownership. If a problem were to occurrence the title insurance company would be held accountable for paying specified damages. Typically homebuyers are required to acquire two title insurance policies, one to protect the owner and […]

What is Escrow & How Does it Work?

The word escrow comes off more ominous than what it actually is. In fact, if you plan on buying a house, you will most likely find yourself in escrow. In the world of real estate, the term has a few different definitions, but in short an escrow is when a neutral third party holds on to […]

Higher Mortgage Rates Are Making Homeowners Renovate

So you bought your house years ago, and now you want an upgrade. A quick look at the market tells you three things: 1) there is a shortage of houses, 2) prices are sky high, and 3) mortgage interest rates, while lately on the decline, are still higher than your current rate. What to do? Why […]

Mortgage Lender _ Virgie Vincent

Tips On Finding the Best Mortgage Lender

When you are ready to make the commitment and buy a home, you are in it for the long haul. Unless you can pay for your home upfront, you will most like have a mortgage payment for the next 15 to 30 years. Due to the long term commitment, it is important to find a mortgage […]

Jumbo loan_ Virgie Vincent

Financing Your Home: Jumbo Loan

Financing Your Home: Jumbo Loan   In previous blog posts, we addressed the details of a variety of financing options for purchasing a home including, a reverse mortgage, a veteran affairs loan, a conventional loan, and a federal housing loan. If you still haven’t found a financial option for you, a jumbo loan could be […]

Veteran Affairs Loan_ Virgie Vincent

Financing Your Home: Veteran Affairs Loan

Financing your home is a big endeavor to take on, but you don’t have to finance everything by yourself. There are many options that are worth exploring before settling on just one. In previous posts, we have explored the ins and outs of a Federal Housing loan and a Conventional loan. Today we will be […]

Virgie Vincent Mortgage

Financing Your Home: Conventional Loan

Buying a house is one of the largest investments that you will make throughout your life. This being said, you need to explore every financing option to pick a mortgage that suits you the best. In the last post, we discussed the ins and outs of a Federal Housing Loan. Today we will be examining […]

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